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Shopify Fees in 2026: A Complete Breakdown

Colleen Quattlebaum

June 5, 2026

Shopify's pricing page shows a subscription number. That's the smallest of the fees you'll pay. A seller on the $39/month Basic plan doing $50,000 in monthly revenue actually pays Shopify closer to $1,500 once payment processing and apps are counted.

The five fee categories

  1. Subscription: Monthly platform fee. $39-$2,300/mo depending on plan.
  2. Payment processing: 2.4-2.9% + $0.30, depending on plan and card type.
  3. Transaction fees on third-party payment providers: 0.5-2% surcharge if you use Stripe, PayPal, or another processor instead of Shopify Payments.
  4. App fees: Monthly subscriptions for installed apps. Variable, often $200-$800/mo total.
  5. Shopify Shipping or external fulfillment: Variable per package.

Subscription fees in 2026

PlanMonthlyCard rate (online)Best for
Starter$55% + $0.30Selling via social only
Basic$392.9% + $0.30New stores under $50K/mo
Shopify$1052.6% + $0.30$50K-$200K/mo
Advanced$3992.4% + $0.30$200K-$1M/mo
PlusFrom $2,300Negotiable$1M+/mo

Payment processing math

The processing fee compounds with every sale. A store doing $50,000 in monthly revenue on the Basic plan at 2.9% + $0.30 pays approximately $1,450 in percentage fees + $150 in per-transaction fees (on ~500 transactions) + $39 subscription = $1,639/month in Shopify fees alone (3.3% of revenue).

At $200,000/mo on the Shopify plan, the effective rate drops to about 2.9%. At $1M/mo on Advanced, it's about 2.6%.

Third-party processor surcharge

If you use Stripe, PayPal, Amazon Pay, or any non-Shopify payment processor, Shopify charges a surcharge on top of whatever that processor charges: 2% on Basic, 1% on Shopify, 0.5% on Advanced, 0.15% on Plus. This is why most sellers default to Shopify Payments unless there's a specific reason to use another processor.

App fees, the line item nobody quantifies

The typical ecommerce store runs 12-20 apps. Common ones: Klaviyo (email, $20-$500+/mo), Yotpo or Loox (reviews, $15-$250/mo), Recharge or Loop (subscriptions, $99-$1,000+/mo), Triple Whale (analytics, $99-$500/mo), Postscript (SMS, $25-$1,000+/mo), ShipStation ($9-$159/mo).

A growing store typically pays $400-$1,200/mo in app subscriptions.

Hidden or easy-to-miss fees

  • Currency conversion: 1.5% on top of processing if selling in a different currency than you settle in.
  • Chargeback fees: $15 per chargeback.
  • Shopify Capital: APR-equivalents typically 15-35%.
  • POS Pro upgrade: $89/mo for multi-location in-person.
  • Shopify Markets Pro: 4-7% on cross-border sales for tax, currency, and duties handling.

A real example: $250K/month seller

Line itemAmount% of revenue
Shopify subscription (Shopify plan)$1050.04%
Payment processing (2.6% + $0.30 on 2,500 transactions)$7,2502.90%
App subscriptions$8000.32%
Shopify Shipping (mixed)$3,2001.28%
Total Shopify ecosystem fees$11,3554.54%

4.5% of revenue paid to the Shopify ecosystem is fairly typical for a $200-500K/mo store. Larger stores on Advanced or Plus see this drop to 3.5-4%.

How to track these in your accounting

Each fee category posts to a different account: Subscription → Subscriptions/Software expense; Payment processing → Merchant fees; App subscriptions → Software expense; Shipping → Shipping expense; Chargebacks → Chargeback fees.

ConnectBooks parses Shopify settlements and posts each fee category to the right account automatically.

Can I negotiate Shopify processing rates?

On standard plans, no. On Shopify Plus, yes. Rates are negotiable based on volume and contract length.

Are Shopify fees deductible?

Yes. All Shopify subscription, payment processing, app, and shipping fees are deductible business expenses.

What's the cheapest way to run Shopify?

Basic plan + Shopify Payments + minimum apps + no Shopify Shipping. For a small store under $30K/mo, total cost is typically $50-$100/mo plus processing.

Get Shopify fees in your books automatically. ConnectBooks reconciles every Shopify fee category to the correct QuickBooks or Xero account in real time. 30-day free trial.

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